Estate Planning Archives


Many people assume that when somebody dies, everything automatically goes to a spouse or children. However, the reality is often more complicated. Dying without a will in Michigan—also known as dying intestate—means that Michigan law decides who inherits their property.

As an estate planning attorney in Rochester Hills, Michigan, I often get questions related to this topic. Below, I’ll explain how intestate succession works in Michigan, who gets what, and why it’s so important to create a will or trust.

Who Gets the Property After Somebody Dies in Michigan?

In Michigan, intestate estates are distributed according to the Estates and Protected Individuals Code (EPIC). The law sets a specific order of priority for heirs. Here’s a general overview:

If the person was married with no children or parents:

  • The surviving spouse inherits everything.

If married with children who are also the surviving spouse’s children:

  • The spouse receives the first $150,000 plus half of the remaining balance.
  • Children split the other half.

(Note: The $150,000 figure is adjusted annually for inflation.)

If married with children from another relationship:

  • The spouse receives the first $150,000 plus half of the remaining balance.
  • Decedent’s children (not the spouse’s) split the other half.

If married with no children but surviving parents:

  • The spouse gets the first $150,000 plus three-quarters of the rest.
  • Parents inherit the remaining one-quarter.

If not married:

  • Children inherit everything.
  • If there are no children, it goes to:
    • Parents.
    • If no parents, to siblings.
    • If no siblings, to nieces and nephews.
    • And so on, following Michigan’s “next of kin” hierarchy.

What Happens When Minor Children Inherit?

If minor children inherit, the court will likely appoint a conservator to manage the money until the children turn 18. This can lead to unintended consequences, including court oversight, annual accountings, and potentially large distributions to young adults who may not be ready to handle the funds responsibly.

What If No Relatives Can Be Found?

If no heirs are located, the estate escheats to the State of Michigan. This is very rare, but it can happen when no family is identified.

Why Dying Without a Will Can Create Problems

Even though the law provides a default plan, intestacy often causes:

  • Delays: Court supervision is required, which can slow everything down.
  • Disputes: Family members may disagree about who should administer the estate.
  • Loss of Control: You have no say in who gets your property, who handles your affairs, or who becomes the guardian for your children.

How to Avoid Intestacy

The best way to avoid these issues is to create an estate plan. A properly drafted will or trust ensures:

  • Your property goes to the people you choose.
  • You appoint a personal representative you trust.
  • You name guardians for minor children.
  • You minimize the chance of costly conflicts.

Avoid Dying Without A Will In Michigan: Get Expert Help From Stephanie Krane-Boehmer Law

Dying without a will in Michigan means the state decides what happens to your property. Those decisions may not reflect your wishes. If you want to ensure your loved ones are protected and your legacy is distributed the way you intend, now is the time to create or update your estate plan.

As an estate planning lawyer, I help clients in Rochester Hills and the surrounding areas with the intricacies of creating an estate plan that reflects their wishes. If you’d like help getting started, contact my office to schedule a consultation.

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Buying a new home is an exciting milestone. Whether you’re upsizing, downsizing, or relocating for a fresh start, there’s a lot to think about—packing, moving logistics, and settling in. But one important step that you, as a homeowner, should not forget is to update your estate plan, especially your trust.

Why should you update your estate plan when you move into a new home? If you’ve created a living trust to avoid probate and protect your loved ones, you need to be sure your new home is properly included in it.

As an estate planning lawyer in Rochester Hills, Michigan, I can’t stress enough the importance of taking this one step. Failing to do so can mean that your property will still go through probate court, defeating one of the main purposes of having a trust in the first place.

In this blog post, I’ll share the key reasons you want to update your living trust as soon as you move into your new home.

5 Key Reasons To Update Your Estate Plan After Moving Into A Home

Here are a few reasons why updating your trust should be at the top of your moving checklist:

1. Funding Your Trust with Your New Property

When you buy a new home, the deed is typically prepared in your name as an individual (or jointly, if you’re buying with a spouse). But unless you take the extra step of transferring ownership into your trust, the house won’t automatically be covered by it.

This process is called “funding” your trust, and it usually requires signing and recording a new deed that names your trust as the owner. If you don’t do this, your home could end up in probate, causing delays and expenses for your heirs.

2. Updating Property Schedules and Exhibits

Many trusts have a schedule or exhibit listing the real estate and other assets included. After moving, you should update this list to remove your old property and add your new address. This helps avoid confusion later and makes clear what assets are subject to your trust’s provisions.

3. Reviewing Other Related Documents

When you move, it’s also a good time to review your entire estate plan to ensure everything still meets your needs. You may want to update:

  • Your pour-over will (to catch any assets not titled in your trust)
  • Powers of attorney
  • Beneficiary designations

If you’ve moved to another state, it’s even more important to review your documents because laws governing trusts and wills can vary significantly.

4. Protecting Your Loved Ones from Probate

One of the main benefits of a living trust is avoiding probate—a court-supervised process that can be time-consuming and costly. But to get this benefit, your trust must actually own your assets. If your new home isn’t titled in the trust, it will likely have to go through probate before it can be distributed to your beneficiaries.

5. Maintaining Privacy

Unlike wills, trusts are private documents that don’t become public record upon your passing. Ensuring your new property is held in your trust helps keep your affairs confidential and reduces the chance of disputes.

Update Your Estate Plan And Trust With Help From Stephanie Krane-Boehmer Law

Moving to a new home is the perfect opportunity to give your estate plan a checkup. By updating your trust and related documents, you can protect your investment, simplify matters for your loved ones, and ensure that your wishes are carried out exactly as you intended.

If you’ve recently purchased a home or are planning a move, I’d be happy to help you review your trust and make any needed updates

Feel free to contact my office to schedule a consultation. Our office is located in Rochester Hills, and we serve Oakland, Macomb, Genesee, Lapeer, Livingston, and Wayne Counties.

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Your child is heading off to college? Don’t forget these essential documents! We’re talking about a power of attorney for college students. 

The weeks leading up to college are packed with excitement—and a long to-do list. Dorm shopping, class registration, and financial planning.  But one thing many families forget to consider, what happens if your college-age child has a medical emergency or needs help managing finances while away from home.

As a practicing attorney for nearly 20 years and a parent of a college-aged student, I strongly encourage families to include two critical documents in their college prep checklist:

  • Healthcare Power of Attorney
  • Durable Financial Power of Attorney

Why Do You Need Power Of Attorney Documents For Your Child

Let’s look deeper into why these are necessary. 

Your Child Is Now a Legal Adult

When your child turns 18, they’re legally considered an adult—even if you’re still footing the bill. That means:

  • You no longer have automatic access to their medical records or the ability to make healthcare decisions.
  • You can’t manage their finances, access bank accounts, or speak to institutions on their behalf—even in emergencies.

Unless your child grants you legal authority, you’re essentially locked out.

Healthcare Power of Attorney (HPOA)

A Healthcare Power of Attorney allows your child to authorize you (or another trusted adult) to make medical decisions on their behalf if they’re unable to do so themselves.

This can be essential in scenarios such as:

  • A car accident
  • Serious illness
  • Mental health emergencies
  • Unconsciousness or incapacitation

Without this document, even parents can be barred from receiving medical updates or making critical care decisions due to HIPAA privacy rules.

Bonus Tip: Include a HIPAA Release Form along with the HPOA to ensure doctors can share information with you even when your child is conscious and capable of making decisions.

Durable Financial Power of Attorney

This document allows your child to designate someone (typically a parent) to manage their financial affairs. That can include:

  • Paying bills or rent
  • Managing bank accounts
  • Handling insurance matters
  • Dealing with student loans
  • Talking to the school about tuition or financial aid

If your child is studying out of state or abroad, this becomes especially helpful when something needs attention and they’re unavailable.

Peace of Mind for Everyone

Power of Attorney documents aren’t about control, they’re about protection. They give both students and parents peace of mind, knowing that if something unexpected happens, there’s a plan in place.

And they’re not just for emergencies. These documents can also be used for:

  • Study abroad programs
  • Medical leave
  • Summer internships in different states or countries

How Do You Get Power Of Attorney For College Students?

The process is simple:

  1. Schedule a meeting with an attorney licensed in your state.
  2. Have your child sign the documents while they are of sound mind and not under duress.
  3. Keep copies with your child, your family, and your attorney.

If your child is attending college in another state, it’s smart to check if that state will recognize your local Power of Attorney forms or consider preparing state-specific versions.

Final Thoughts

Preparing for college means setting your child up for independence. But that doesn’t mean cutting off support. These legal documents create a safety net that can make all the difference in a moment of crisis.

Don’t wait for something to go wrong to realize what rights you don’t have anymore. Add Power of Attorney documents to your college checklist today—and give your family the peace of mind you deserve.

Need help drafting a Healthcare or Financial Power of Attorney for your college-bound child? Contact The Law Office of Stephanie Krane-Boehmer, PLLC to set up a consultation. We make the process fast, affordable, and student-friendly.

Our office is located in Rochester Hills, and we serve Oakland, Macomb, Genesee, Lapeer, Livingston, and Wayne Counties.

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What is the difference between a living trust and a Lady Bird Deed? If you’re a Michigan homeowner looking for a simple way to avoid probate, you may have heard of the Lady Bird Deed. It’s popular, low-cost, and commonly used across the state to pass down real estate, especially here in Oakland.

But while a Lady Bird Deed works well in limited situations, it isn’t always the best long-term solution. As a Michigan-based wills and estates lawyer, I see many cases where a revocable living trust offers more flexibility, protection, and peace of mind.

Let’s explore both to learn whether a living trust vs Lady Bird Deed is better for you.

What Is a Lady Bird Deed?

In Michigan, a Lady Bird Deed (also called an enhanced life estate deed) allows you to keep control of your home during your lifetime, but automatically transfer it to someone else, like your child or spouse, when you die. This avoids probate court for that property.

It’s attractive because:

  • It’s affordable to set up.
  • You keep full control of the property while alive.
  • It bypasses probate after death.

However, that’s where its advantages end.

Why a Living Trust May Be a Better Fit

Here in Rochester Hills, we often see families who start with a Lady Bird Deed but later realize they need a more complete plan. That’s where a living trust comes in.

A living trust is a legal document that holds ownership of your assets while you’re alive, allows someone you trust to manage them if you become incapacitated, and distributes them as you want after you die, without court involvement.

Here’s why it may be a better fit than a Lady Bird Deed:

  1. Covers More Than Just Your Home

A Lady Bird Deed only addresses one asset: real estate. A trust can include your home and your bank accounts, vehicles, investments, and personal belongings. It’s a true all-in-one solution.

  1. Protects You if You Become Incapacitated

A Lady Bird Deed doesn’t help if you become unable to manage your affairs. A trust includes backup plans, giving someone legal authority to step in and help without court involvement.

  1. Gives You Control Over How Inheritance Is Handled

Want your kids to receive their inheritance gradually or after reaching a certain age? A trust can do that. A Lady Bird Deed gives them the home immediately after death, no strings attached.

  1. Reduces the Risk of Family Disputes

A trust is private, detailed, and harder to contest. In contrast, a Lady Bird Deed can create tension if there’s more than one heir or the family feels something was done unfairly.

  1. Better for Multiple Properties

If you own more than one property in Michigan (or out of state), you’d need multiple deeds. A trust can hold all your properties, no matter where they’re located.

The Bottom Line On Which One Is Better – Living Trust vs Lady Bird Deed

A Lady Bird Deed can be a helpful shortcut for some people. But if you:

  • Own more than just a home,
  • Have a blended family,
  • Want to protect yourself in case of incapacity,
  • Or want to control how and when your assets are distributed,

Then, a revocable living trust may be the better choice for your Michigan estate plan.

Ready To Explore Your Estate Planning Options?

We help families make informed, confident decisions about their future. Contact our office today to schedule a consultation and find out which plan is right for you. Book your  free consultation. We are located in Rochester Hills and serve Oakland, Macomb, Genesee, Lapeer, Livingston, and Wayne Counties.

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Related: Why Updating Your Estate Plan And Trust Is Important When You Move Into A New Home

Estate planning is crucial for ensuring that your assets are managed and distributed according to your wishes after your death. However, many people make common estate planning mistakes.

In this post, we will explore these estate planning mistakes in further detail and smart tips for how to avoid them

5 Estate Planning Mistakes

Avoiding these common pitfalls can make a significant difference in ensuring your estate plan effectively protects your assets and loved ones.

1. Not Having an Estate Plan

Mistake: Many people avoid creating an estate plan, thinking they don’t need one until they’re much older or that it’s too complicated.

How to Avoid It: Start planning early, no matter your age. Even if you don’t have substantial assets, an estate plan can ensure your wishes are respected regarding medical decisions, guardianship of children, and asset distribution.

2. Not Updating the Estate Plan

Mistake: People often create an estate plan and then forget to update it. Life changes such as marriage, divorce, the birth of children, or the death of a beneficiary can make a plan outdated.

How to Avoid It: Review your estate plan regularly, especially after major life events. This includes ensuring that your beneficiaries, executors, and trustees are still appropriate, and that your plan reflects any changes in assets or personal circumstances.

RELATED: Why You Should Update Your Estate Plan When You Buy And Move Into A New Home

3. Not Having a Will or Trust

Mistake: Some people rely solely on a will, while others fail to create one at all. A will alone may not protect all assets, and if you pass away without one, state laws will determine how your assets are distributed, which may not align with your wishes.

How to Avoid It: Consider creating a trust in addition to a will. A trust can help avoid probate and ensure more privacy and control over how assets are distributed. Work with an estate planner to determine which approach is best for your situation.

4. Failing to Plan for Incapacity

Mistake: Many people fail to plan for the possibility of becoming incapacitated due to illness or injury, leaving decisions about healthcare and finances up to the court.

How to Avoid It: Include a durable power of attorney (for finances) and a healthcare proxy (for medical decisions) in your estate plan. These documents allow trusted individuals to manage your affairs if you become unable to do so.

5. It Won’t Be My Problem

Mistake: Some people think that once they have passed away, they don’t need to worry about who will take care of gathering and dividing their assets.

How to Avoid It: Creating an estate plan, including a will or trust, no matter how little or how extensive your assets are, will assist the personal representative or successor trustee in gathering, selling, and distributing your assets, and possibly avoiding probate if your assets are titled correctly.  If probate is needed, it can be a lengthy and expensive process.

By addressing these common estate planning mistakes, you can help ensure that your estate plan will protect your loved ones, provide clarity, and minimize complications.

When It’s Time To Work With A Estate Planning Lawyer

Consulting with a lawyer can help you reduce the chances of making these common estate planning mistakes. If you’re looking for an estate planning lawyer in Rochester Hills, Auburn Hills or Troy, consider Stephanie Krane-Boehmer. She is an experienced Michigan estate planning lawyer who can help you prepare your plan.

Find out if Stephanie Krane-Boehmer is right for you – contact Stephanie for a free consultation.

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One of the many areas of expertise for a Michigan family law lawyer is drawing up prenuptial agreements. And forget about the stereotypes you see in the movies or on tv. Prenuptial agreements are not just for the wealthy, and they’re not necessarily drawn up to keep assets away from one partner or the other.

As a Rochester Hills family law attorney, it’s becoming increasingly common to be approached by one or both partners to discuss a prenup. Why? Because society is changing, and family situations are increasingly complex.

Prenuptial agreements can help set the groundwork for a successful marriage, especially when there have been previous marriages, relationships, or children from another union.

If you’re considering getting married, add consulting a Michigan family law lawyer to your marriage preparation checklist.

A Prenuptial Agreement is Not Just for the Rich

Throw this myth out right away. Couples of all income levels can benefit from a prenup.

Here are just a few reasons to consider creating prenup before you get married:

  • In many families, both partners are income earners – a prenup agreement can outline how income, pensions and retirement savings will be combined.
  • Couples are getting married later in life, and may enter the marriage with separate property.
  • One or both spouses may have children from a previous relationship.
  • One or both partners may be remarrying, own a business or family cottage, or even come into the relationship with priceless family heirlooms. While a marriage is about joining your lives together, there may be reasons that you may wish to keep some property separate.

A Prenuptial Agreement Kicks off the “Money Talk”

Any Michigan family lawyer will tell you that disagreements about money management is one of the top reasons for divorce. Differing approaches to financial goals and poor spending habits create stress on a marriage, tearing couples apart. And yet surprisingly, many don’t talk about money before marriage.

Creating a prenuptial agreement kick starts the money talk, allowing you to address among other things, issues like:

  • Child and spousal support from a previous relationship.
  • How you will handle debt incurred prior to the start of the relationship.
  • How you may handle debt incurred during the relationship.
  • Division of retirement funds and life insurance proceeds.
  • How you will divide financial accounts, and how finances will be managed.

A Prenuptial Agreement Can Take Some of the Sting Out of a Divorce

While couples don’t typically begin their marriage considering divorce. An estimated 41% of first marriages in the US end in divorce, and that number skyrockets with second and third marriages.

Should you divorce, a prenup can cover division of assets, making the process of divorce quicker and less unpleasant for both parties.

A Prenuptial Agreement Can Protect You

With that in mind, a well-crafted prenuptial agreement can help protect your financial well being during the marriage, and if it ends.

While you may decide to visit the same lawyer to draw up an agreement, it’s strongly recommended that you have your agreement reviewed by a separate, qualified Michigan family law lawyer prior to signing. You want to make sure that the agreement is truly in your best interest, and that all critical items are covered.

It’s Important to be Clear, Open and Honest with Your Michigan Family Law Lawyer

Drawing up a prenuptial agreement is not the time to be secretive about your assets, finances, dreams, or concerns. It’s important that you are open and honest with your Michigan family law lawyer so they can help craft an agreement that reflects your true situation.

It’s equally important that your prenuptial agreement is clear, valid, and enforceable.

Uniform Prenuptial Agreement Act

In order to help ensure fairness, Michigan has adopted a set of rules called the Uniform Prenuptial Agreement Act, that requires the following for a prenuptial agreement to be enforceable:

  • The agreement must be fair, equitable, and reasonable under the circumstances.
  • It must be entered voluntarily with full disclosure from both parties, and all rights understood.
  • It must be free from fraud, signed with clear consent, with each party protected due to mental incapacity or undue influence.
  • Both spouses must sign the agreement.

In addition, if the prenuptial agreement is used in a divorce case, the facts and circumstances of the relationship cannot have too radically since the agreement was signed. If that is the case, it may be unfair to enforce the existing agreement.

Want to Learn More? Contact Michigan Family Law Lawyer Stephanie Krane-Boehmer

Stephanie has vast experience with your divorce settlement, drawing up prenuptial agreements, parenting agreements, parental rights, child support, spousal support and many other Michigan family law issues. When experience counts, you can trust Michigan family law lawyer Stephanie Krane-Boehmer to provide sound legal advice and fight to protect your interests. Contact Stephanie for a free consultation today.

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