Rochester Hills Bankruptcy Lawyer

Bankruptcy Attorney in Rochester Hills, MI

Do you feel overwhelmed by debt? If you’re tired of bill creditors contacting you every day (at least it may feel that way), it might be time to consult with a lawyer who’s an expert in bankruptcy law. A Rochester bankruptcy attorney can help walk you through the process of filing for bankruptcy. This process allows you to seek resolution from your debt. If you’re unable to pay your outstanding balances, consider reaching out to an attorney near you!

Experienced Legal Help for Debt Relief and Bankruptcy Solutions

When considering filing for bankruptcy, it’s important to talk to a Chapter 7 bankruptcy attorney. Choosing the right attorney will help guide you through the process of getting your finances back in order.

If you’re located in the Rochester Hills area and are navigating bankruptcy, reach out to Stephanie Krane-Boehmer who will provide kind, expert advice throughout the entire process. We are a debt relief agency committed to giving you 100% of expertise beginning with your free consultation. Do you have questions for a bankruptcy attorney about whether bankruptcy is the right option for you? Reach out today to learn more about your options by contacting a Chapter 7 lawyer near you.

Bankruptcy Law – Considering bankruptcy in Michigan?

• Do bill collectors call you at home or work?
• Are you afraid that your wages will be garnished?
• Are you being sued by creditors for bills that you are unable to pay?
• Has your house been foreclosed or your car repossessed leaving you with a balance due on the property that you no longer own?
• Are you overwhelmed with debt because of an illness, divorce, accident, loss of work or overtime, or just plain poor financial planning?

If you have answered “yes”to any of the above questions, filing bankruptcy may be the direction you should take to regain control of your financial situation. The first step in determining whether filing bankruptcy is an appropriate option for you is to schedule a free consultation. During your consultation, we’ll have a conversation in which you tell me, in all confidentiality, what your current situation is based on information about your debts, assets, income and monthly expenses. Then, together, we explore the best path.

Whether it’s a Chapter 7 or Chapter 13, debt consolidation, or fighting back against bill collector harassment, you’ll receive patient, positive and comprehensive advice. The important thing for you to know is that there are options open to you and that no situation is hopeless. I am in the business of helping you get back on track.

Bankruptcy or Debt Settlement in Michigan

While both options help provide financial relief, one might be more suited to your situation. If you’re tired of searching “bankruptcy lawyer near me” online, contact The Law Office of Stephanie Krane-Boehmer today. With years of experience, you can guarantee to receive expert advice and a dedicated attorney who has your best interest in mind. When deciding between filing for bankruptcy or debt settlement, your attorney will help guide your path based on your income, debts and overall financial situation. Everyone’s circumstances are different, which is why The Law Office of Stephanie Krane-Boehmer will review your situation diligently. The main difference between both options is that settlement of your debts requires you to pay a reduced sum to your creditors.

Alternatively, filing for Chapter 7 or Chapter 13 can typically eliminate your debt. Both processes can help either reduce or eliminate your debt. In addition, these options can help you take control of your finances. To discuss all of your options, contact our law office today. Stephanie Krane is available via phone, in person or by zoom. Office hours are Monday to Thursday from 9 am to 5 pm. Evening appointments are available by request!

Considering Chapter 7

Understanding the process behind filing Chapter 7 begins by finding a bankruptcy lawyer you can trust. When you work with Stephanie Krane-Boehmer you can expect expert knowledge, confidentiality and positivity throughout the entire process. We arehere to help you understand your options after you make the decision to take control of your finances through filing for bankruptcy.

Committing to file for bankruptcy is not something to take lightly. Bankruptcy is intended to provide honest people who deserve to start over with financial relief. Chapter 7 bankruptcy eligibility levels depend on family income with exceptions that can be discussed in your free consultation. Book your appointment with a Chapter 7 lawyer near you today.

We understand all aspects of bankruptcy in Michigan

We care about you and your life. As a bankruptcy lawyer in Michigan, I am familiar with all aspects of bankruptcy law. I take a very hands-on approach with her clients and cases and will be involved in your case every step of the way.

Located in Rochester Hills, we serve Oakland, Macomb, Genesee, Lapeer, Livingston and Wayne Counties. If you are searching for a “bankruptcy attorney near me,” contact our offices today .

Worried About Wage Garnishment?

As a bankruptcy lawyer in Rochester Hills, I get a lot of questions about wage garnishment. You work hard for your money, so the good news is that Michigan laws restrict the amount of income creditors can take from your paycheck.

Wage garnishment is when your employer receives notice from the court to withhold a portion of your paycheck to pay outstanding debt. This process doesn’t happen immediately, however, as there are several steps a creditor must take. First, a collector is required to file a collection lawsuit in court. If they win, they will receive a money judgement. This judgement includes a written piece of paper issued by the court that authorizes that the creditor can collect a specific amount of outstanding funds owed.

There are a few ways to avoid wage garnishment! If you pay off the debt within 21 days of receiving the judgement, the creditor will not be able to proceed with wage garnishment. I can also work with you in my capacity as a debt settlement lawyer to create a payment plan or reduce the amount you need to pay to release your debt.

Credit Counseling Rochester Hills

Credit counseling is an important first step in bankruptcy. We can help you find an approved credit counseling agency in Rochester Hills and provide you with information to help you understand your options. Filing for bankruptcy isn’t your only option. By going through approved credit counseling in Rochester Hills, you may be able to create a debt management plan to meet your financial challenges. When you

You could consolidate your debts into a lower interest loan to help manage your payments. Or you may want to look into a debt settlement plan, and work with a settlement service company who will negotiate lower payments to the individuals or businesses to whom you owe money. Debt can be difficult…especially when you’re not sure who you can count on to help. When you find qualified help, you’ll find it easier to face.

Guiding You Toward a Fresh Financial Start

Tax season is coming up, and if you are searching for “bankruptcy attorneys near me,” you may be wondering about the tax implications of bankruptcy. When results count, bankruptcy lawyer Step

hanie Krane-Boehmer has the experience you need to get your life back on track.

You should know that If you are already in Chapter 7 bankruptcy, any tax refund you receive will be held until your bankruptcy is completed. While you may be expecting a windfall, that money can ultimately lead to tricker financial situations. For example, if you use the money to pay back friends and family debt, that money may be clawed back during your bankruptcy.

Whether you’re already in bankruptcy or feel you may need to declare bankruptcy within the next year, talk to a bankruptcy lawyer to find out how your taxes are affected.

Compassionate Legal Guidance Through the Bankruptcy Process

Filing bankruptcy is a difficult decision for all of my clients. It is my job to make it as comfortable and understandable for you as possible given your financial difficulties and the seriousness of the court process. I take a very hands-on approach with my clients and cases. I am involved in your case every step of the way. I take pride in understanding the reality of your situation and always giving you 100% of my expertise to help you through the process.

Deciding to file bankruptcy is not easy; however, it is designed to provide financial relief to honest people who need to start over.

Bankruptcy can be filed by individuals, married couples, corporations, and partnerships. The Chapter of bankruptcy that you may be eligible for depends upon your family income, with exceptions.

Certain property can not be taken by creditors. In most cases, the bankruptcy code allows you to keep most household goods, jewelry, and miscellaneous items. If your payments are current, you can generally keep your home and vehicles.

If you give up your home or vehicle, the debt associated with that property will be discharged (or eliminated).

Unsecured creditors can include credit cards, personal loans, medical bills, some taxes more than three (3) years old, deficiency claims from repossessed vehicles, and foreclosed homes. These debts can be discharged (or eliminated) by your bankruptcy. If assets are liquidated, unsecured creditors may be paid a percentage of the debt owed.

We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code.

Call Us Today 248‑293‑0048

Stephanie Krane-Boehmer: A Bankruptcy Lawyer Who Wants to Help You

Stephanie knows that filing for bankruptcy is not an easy decision. But it’s the first step to regain control of your finances. If you’re being harassed by bill collectors, if your house has been repossessed, or if you’re overwhelmed with debt due to health care costs or other expenses, a bankruptcy lawyer can help.

Stephanie understands bankruptcy law in Michigan. She can help you fight back against bill collectors, find an approved credit counselling agency, and get started filing for bankruptcy if needed. Stephanie will guide you through the basics of filing for bankruptcy, providing patient, positive, and trustworthy advice.

Stephanie takes a hands-on approach with her clients and guides you every step on your path towards a brighter future.

Get started with a free consultation, and ask about Stephanie’s affordable fees and payment plans.

Explore Debt Settlement Options in Michigan

Debt settlement is also an option if you don’t wish to file for bankruptcy or if you are unable to file for bankruptcy. Debt settlement is when a business or individual you owe money to agrees to accept a smaller amount than you owe to them. Why would they do that? Because they understand that if you do need to file for bankruptcy, they would receive little to no money. Better to have a little bit of money than none!

If you are interested in learning more about debt settlement in Michigan, contact Bankruptcy Lawyer Stephanie Krane-Boehmer for a no-charge, no-obligation consultation. Stephanie can be reached at 248‑293‑0048 or by email using our online form.

Filing for Bankruptcy with a Bankruptcy Lawyer in Rochester Hills

Want to get back on track? Filing for bankruptcy is one path towards a renewed financial stability. It’s not easy, and it’s not a free pass. There are many consequences to filing for bankruptcy. But it’s sometimes necessary, and can be a way to move forward. Your bankruptcy lawyer in Rochester Hills, Michigan can help you understand your options. Want to know more? Read our blog The Basics of Bankruptcy Filing.

Rochester Hills, Michigan Divorce Lawyer and Bankruptcy Lawyer Stephanie Krane-Boehmer

Michigan Divorce and Bankruptcy Lawyer Stephanie Krane-Boehmer has the experience you can trust. Located in Rochester Hills, Stephanie serves Lapeer, Livingston, Wayne, Oakland, Macomb, and Genesee Counties. She’s a friendly and trusted member of the Rochester Hills community, and she will work with you to get the results you need to move forward. Contact our offices.

Keep in touch with Stephanie Krane-Boehmer on Facebook

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